Current Promotions
  • Live Chat
    Request a Callback

    Mechanical Breakdown Insurance – MBI Main Summary

    .

    Mechanical Breakdown Insurance – Extended Vehicle Warranty

    Mechanical breakdown insurance is offered by Active Finance, so you can be sure that if your vehicle ever breaks down, you won’t be stuck out on your own. That means if something goes wrong and you need expensive repairs completed on your car, you won’t be left to foot the bill on your own. We’ll also help with the practical issues associated with breakdowns, including allowances for towing, a replacement rental car if required, and accommodation costs if you get stuck away from home. With mechanical breakdown insurance from Active Finance, you have the ability to have a peace of mind,  24 hour, 7 day a week roadside assistance program.

    Mechanical breakdown insurance is available in two levels of cover from Active Finance – Essential Cover and Extreme Cover.

    Click here to get a quote for your vehicle:

    Mechanical Breakdown Insurance Quote

     

     

    Essential Cover

    Qualifying Vehicles

    This policy covers vehicles that are less than 18 years old and that have travelled less than 295,000 kms at the commencement of cover.

    Claim Limits

    Generous claim limits are applied to every claim, dependant on the mileage of the vehicle at time of sale.

    Additional Benefits

    • Accommodation, rental car, return home & vehicle, repatriation
    • 7 day / 24 hour AA roadside breakdown assistance

    Excess

    An excess must be paid in respect of every claim.

    Servicing

    All vehicles need maintenance and servicing. To keep this policy valid you are required to have your vehicle serviced in accordance with the terms of the policy.

    A – MECHANICAL BREAKDOWN INSURANCE FOR STANDARD VEHICLES:

    Excess $100 or $200

    Petrol powered vehicles other than those described in B & C and not listed in Excluded Vehicles.

    B – MECHANICAL BREAKDOWN INSURANCE FOR SPECIAL CATEGORY VEHICLES:

    Excess $250

    • Turbo vehicles
    • Diesel vehicles
    • Supercharged vehicles
    • Hybrid vehicles
    • Vehicles manufactured in the USA

    C – MECHANICAL BREAKDOWN INSURANCE FOR EUROPEAN VEHICLES:

    Excess $350

    Diesel or Petrol powered vehicles manufactured in Europe including but not limited to: Alfa Romeo, Audi, BMW, Citroen, Daimler, Fiat, Jaguar, Lancia, Land Rover, Mercedes-Benz, MG, Mini, Opel, Peugeot, Renault, Rover, Saab, Seat, Skoda, Vauxhall, Volvo and Volkswagen.

    Servicing Requirements

    All vehicles must be serviced within the following distance or period, whichever occurs first from when the vehicle is purchased:

    • Petrol powered vehicles must      be serviced every 15,000km or 12 months.
    • Diesel powered vehicles must      be serviced every 10,000km or 12 months.

    IMPORTANT – Please refer to the policy booklet for:

    • What We Do Not Cover
    • Policy Conditions
    • Excluded Vehicles
    • Servicing Requirements

    This is only a summary of the mechanical breakdown insurance  cover; please see policy certificate and booklet for full terms, conditions and benefits

    Click here for full policy: Essential Mechanical Breakdown Insurance Full Policy

    Click here to Apply for: Mechanical Breakdown Insurance

    Extreme Cover

    Protection

    The reasonable cost to repair the actual failure of mechanical or electrical parts as a result of a sudden and unforeseen breakdown that occurs during normal use unless otherwise excluded as per the policy booklet.

    This very comprehensive protection is enhanced to include: AIRBAGS, SUSPENSION, WIRING LOOMS, FACTORY FITTED AUDIO, SUNROOF, OIL, FLUIDS, FILTERS, GASKETS

    Additional Benefits

    • Accommodation, rental car, return home & vehicle repatriation

    If your vehicle takes more than 24 hours to repair and you are more than 100kms away from your home you may choose from the following, subject to a maximum claim limit of $1,500.

    • Up to 10 days Accommodation; or
    • Up to 10 days Rental Car hire costs; or
    • Return Home costs (such as air fares); or
    • Repatriation costs for your vehicle up to $500.

    AA Roadservice

    Towing, Flat Battery, Lockout Service, Lost Keys, Flat Tyres, Out of Fuel provided 24 hours a day, 7 days a week, 365 days a year.

    Qualifying Vehicles

    Vehicles 12 years old and less that have travelled less than 150,000 kms at the commencement of cover falling into the following categories:

    A – MECHANICAL BREAKDOWN INSURANCE FOR STANDARD VEHICLES:

    EXCESS $100 CLAIM LIMIT = Unlimited

    Petrol powered vehicles other than those described in B & C and not listed in Excluded Vehicles.

    B – MECHANICAL BREAKDOWN INSURANCE FOR SPECIAL CATEGORY VEHICLES:

    EXCESS $250 CLAIM LIMIT = $12,000

    • Turbo vehicles
    • Diesel vehicles
    • Supercharged vehicles
    • Hybrid vehicles
    • Vehicles manufactured in the USA

    C – MECHANICAL BREAKDOWN INSURANCE FOR EUROPEAN VEHICLE:

    EXCESS $350 CLAIM LIMIT = $10,000

    Diesel or Petrol powered vehicles manufactured in Europe including but not limited to: Alfa Romeo, Audi, BMW, Citroen, Daimler, Fiat, Jaguar, Lancia, Land Rover, Mercedes-Benz, MG, Mini, Opel, Peugeot, Renault, Rover, Saab, Seat, Skoda, Vauxhall, Volvo and Volkswagen

    Servicing Requirements

    All vehicles must be serviced within the following distance or period, whichever occurs first from when the vehicle is purchased:

    • Petrol powered vehicles must      be serviced every 15,000km or 12 months.
    • Diesel powered vehicles must      be serviced every 10,000km or 12 months.

    IMPORTANT – Please refer to the policy booklet for”

    • What We Do Not Cover
    • Policy Conditions
    • Excluded Vehicles
    • Servicing Requirements

    This is only a summary of the mechanical breakdown insurance cover; please see policy certificate and booklet for full terms, conditions and benefits.

    Click here for full policy: Extreme Mechanical Breakdown Insurance Full Policy

    Click here to Apply for: Mechanical Breakdown Insurance