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    Classic Car Loans & Finance

    Finding a classic car loan in New Zealand can be a difficult process. Most of the major financial institutions are unwilling to provide loans on older cars, depsite the value they can represent. At Active Finance, we understand that buying a classic car is a genuine investment for many people, and as such we are more than happy to help with classic car loans and finance.

    Current interest rates available:

    The start of winter make you feel better special interest rate from 9.85%*

    *Credit criteria and terms do apply to this special rate. To qualify for this special rate the minimum lend amount is $10,001.00, you must be employed full time, have a good to excellent credit history, fit within our lenders affordability calculations and have a valid Restricted or Full drivers licence. Terms up to 60 months available.

    Normal interest rates are:

    Finance amount between $3,000.00 – $10,000.00 from 13.85%

    Finance amount between 10,001.00 – $20,000.00 from 11.85%

    Finance amount above $20,001.00 from 10.85%


    • Fast loan approval process – Use the Instant online application to get a conditional approval straight away!
    • All licences considered
    • Good and Bad credit considered
    • Minimum net income from only $450.00 per week
    • Finance from $3,000.00
    • Flexible repayment options
    • Full range of insurances available



    Get a classic car loan pre-approved

    Of course, can help by approve a loan for a car that you have already found and fallen in love with but what if you are still looking?

    Well, we can pre-approve you for a classic car loan if you are in the market to buy, but haven’t quite found the perfect vehicle. With a classic car loan from Active Finance Loans, you also get the freedom to choose where you buy your car. You can buy from a dealership, online or in any other form of private sale. What matters to us is helping you to realise your dreams, not where you purchase your classic car from. A pre-approved classic car loan can even help you negotiate a better price as a cash buyer!

    Classic Car Loans tailored to suit you

    At Active Finane, we can help you with a classic car loan because we take a different approach than traditional New Zealand lending institutions. While banks will assess your loan application against ‘normal lending criteria’, we assess it on its own merits. That means we’ll consider your current financial situation and ability to pay back the loan without restricting you to what a bank thinks you should be able to borrow. By using a wide variety of lenders, we can do the shopping around for you, and find a loan that suits you and your finances. With this difference, we are free to help almost anyone, even if you are applying for your first loan, or don’t have a perfect credit history. Our focus at Active Finance is on you and realising your dreams now, not investigating your past and preventing you from moving on.

    Apply for a classic car loan & find the car of your dreams

    Forget the difficulties of obtaining a classic car loan or classic car financing – Active Finance make the whole process incredibly simple. Just fill out our quick and easy online application form, and leave the rest to us.

    We’ll assess your application, and find you the best possible loan for a classic car. If you’d prefer to talk over some of the options, contact  our friendly and experienced team, and they’ll be more than happy to help you with any questions you might have, so you can get started with your classic car loan today.

    Apply Now