If you’ve ever tried to get a loan when you know you have a bad credit history, you’ll know just how frustrating it can be. You know the vehicle you want, you know you can make the payments but you just can’t seem to get past the start line. At Active Finance, we understand the frustration of trying to get a bad credit motorbike loan, and we’re here to help.
Bad credit isn’t the be all and end all and it isn’t the only thing that matters when it comes to applying for a loan. At Active Finance we honestly feel that having bad credit shouldn’t stop you from getting a loan for the motorbike of your dreams. And, just because you’ve got a less than perfect credit rating, doesn’t mean you should be penalised with extra high interest rates. So we do everything we can to not only get you a bad credit motorcycle loan, but also get it at rate that works for you.
Not only can we approve your loan to buy a motorcycle, we’ll actually give you pre-approval so that you have the freedom to shop around. Regardless of your past credit history. If you’ve already found a motorbike to buy, we’ll use our network of lenders to find you bad credit motorcycle finance at a great interest rate.
The good thing about pre-approval is that it arms you with information. You know what your maximum budget is and, as you have already applied, you can rest easy in the knowledge that the money will be with you straightaway. Being pre-approved also enables you to negotiate harder as you will be a cash buyer. At the end of the day, we just want you to able to shop with confidence and get the best price on the bike you want. We also want you to spend more of your money on the motorbike (and not the application process) so we work hard to fees as low as possible.
We won’t just judge you by your credit rating
Active Finance isn’t like traditional financial institutions. (You know, the kind that don’t like to lend out to people with bad credit histories?) The normal banks stand by strict ‘normal lending criteria’ which we already know you don’t meet. But why does that mean you shouldn’t get a loan at all? When you apply for a bad credit motorbike loan with us, we assess your application on its own merits, and on your current ability to pay the loan back. Your future shouldn’t be dictated by your previous bad credit. So we strive to help anyone, and everyone get finance for the motorbike of their dreams.
We’ll even help you improve your credit score
We’re confident that we can offer you the best options to finance your motorcycle purchase. We consult with a wide range of lenders, to ensure you get the very best interest rate regardless of your prior bad credit history. Our repayment structures can also be tailored to help you fit your bad credit motorbike loan with your financial position. That way, you can better manage your finances, and even improve your credit score with regular repayments.
Apply online & get one step closer to your dream motorbike
To see how we can help you with a motorcycle loan for bad credit, fill out our quick and simple online application form. You’ll be surprised what we can do to help you, and how painless the process is with Active Finance. If you would like to talk through some of the options available, contact our friendly and experienced team, and they’ll provide you with the best advice for your situation.