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    Car Loans & Vehicle Finance

    If you have found or are looking for a car to buy, an Active Finance loan can help make your purchase become a reality. If you haven’t found a vehicle, we can give you pre-approvals for car loans & vehicle finance so you’ll know exactly what you can spend while you’re looking. We can offer you great rates, low fees and flexible repayment schedules on car loans and vehicle finance, you’ll save money in the long term and get a loan that suits your financial situation.

    Current interest rates available:

    The start of summer special rate from 9.85%*

    *Credit criteria and terms do apply to this special rate. To qualify for this special rate the minimum lend amount is $10,001.00, you must be employed full time, have a good to excellent credit history, fit within our lenders affordability calculations and have a valid Restricted or Full drivers licence. Terms up to 60 months available.

    Normal interest rates are:

    Finance amount between $3,000.00 – $10,000.00 from 13.85%

    Finance amount between 10,001.00 – $20,000.00 from 11.85%

    Finance amount above $20,001.00 from 10.85%

    • Fast loan approval process – Use the Instant online application to get a conditional approval straight away!
    • All licences considered
    • Good and Bad credit considered
    • Minimum net income from only $450.00 per week
    • Finance from $3,000.00
    • Flexible repayment options
    • Full range of insurances available

    Active Finance Car Loans & Vehicle Finance:

    Get a car loan pre-approved

    Active Finance offers pre-approved car loans so you have as much freedom as possible when you go shopping for a new vehicle. By having your loan pre-approved, you can find the perfect car and know that the funds can be transferred that or the next business day. You’ll also have the freedom to buy your motor vehicle from wherever you want. Unlike some financial institutions, we won’t limit you to a small set of approved car dealerships. With an Active Finance car loan, you have the freedom to buy a car from a dealership, an auction or private sale. You’ll also get the advantage of being able to negotiate as a cash buyer, which might just help you get your dream car down into your price range.

    Ready to take the next step? Click here to apply for a car loan

    We don’t just focus on your financial history

    Applying for a car loan or financing with Active Finance isn’t quite the same as applying to a traditional financial institution. Instead of assessing your vehicle finance application against rigid pre-defined criteria, we believe that each application should be judged on its own merits. Our focus is on you, and not on your financial history. So we can get you a car loan at great rate regardless of whether you’ve had plenty of successful loans in the past, it’s your first loan, or you don’t have the strongest credit score available. By considering options from a wide variety of lenders, we can find something that suits you, no matter what your financial situation is. We know that each car finance application we receive is as individual as the person who completes it, and we’ll treat it that way.

    Ready to take the next step? Click here to apply for a car loan

    Apply online & get the car you’re holding out for

    Whether you need to replace an old car, buy something bigger for an expanding family, or just need a bit of help purchasing your first car, Active Finance is here to help. Our friendly and experienced team are available to answer any questions you have or assist you with the application process. Contact us  to let us know how we can help you with car finance. To get the process started today, complete our simple online application form , and we’ll show you just how quick and easy it can be to get a car loan or vehicle finance approval.

    Apply Now