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    Boat Loans & Marine Finance

    If you’ve found the new boat of your dreams, don’t get constrained by a lack of capital to make the purchase. Traditional lending institutions are often reluctant to provide boat loans and marine finance, but Active Finance is here to help. New Zealand is great place for sea-faring city-based land lubbers. With our extensive experience in the New Zealand financial industry, we can provide you with a marine loan or boat loan option with low fees at a great interest rate. We give you the means to buy your dream boat, so you can go out and enjoy the freedom of the ocean.

    Current interest rates available:

    The start of summer special interest rate from 9.85%*.

    Different interest rates apply for moored / blue water vessels and do vary so call us to find out what the current rates we can get you are on 0800 693462.
    *Credit criteria and terms do apply to this special rate. To qualify for this special rate the minimum lend amount is $10,001.00, you must be employed full time, have a good to excellent credit history, fit within our lenders affordability calculations and have valid Identification. Terms up to 60 months available.

    Normal interest rates are:

    Finance amount between $3,000.00 – $10,000.00 from 13.85%

    Finance amount between 10,001.00 – $20,000.00 from 11.85%

    Finance amount above $20,001.00 from 10.85%

    • Fast loan approval process – Use the Instant online application to get a conditional approval straight away!
    • Good and Bad credit considered
    • Minimum net income from only $450.00 per week
    • Finance from $3,000.00
    • Flexible repayment options
    • Full range of insurances available

    Active Finance provides quick and simple marine loans and marine financing options. We can get you a loan to pay for a boat that you’ve already found, or pre-approve your boat finance package so that you have the confidence to shop around knowing exactly what you can spend. Boat loans and marine finances from Active Finance can be used to purchase boats for marine dealers or from private sales, so you have complete freedom to choose the boat that you’ve always wanted.

    Boat loans and marine finance: why choose us?

    While traditional lending institutions may be reluctant to approve marine loans and boat financing, at Active Finance we do things a bit differently. We don’t have a list of lending criteria that you have to meet to get approved. Instead, we judge each application on its individual merits, and assess your ability to pay back the loan. Active Finance is committed to helping all of our clients, no matter what their credit history is like. We work with a wide variety of lenders, throughout Auckland and major regions in New Zealand, so no matter what your past history is like, we can almost always find a loan that suits you. We can also use all our available resources to find you a loan with a great interest rate, and create a flexible repayment schedule, so you end up with a marine loan that suits you now and in the future.

    At Active Finance, we strive to make your dreams possible, so you can be confident that we’ll find the right loan for you, not whatever works for the lenders.

    To see how Active Finance can help you with a marine or boat loan or marine financing, fill out our quick and easy application online, or check our marine loans calculator to see what your repayments will be. That’s all you need to do – we’ll take it from there, and work to find you the best marine loan possible. Alternatively, you can contact our experienced team for friendly advice on the best marine financing option for you.

    Apply Now